Trends in Online Payment Market in India, China & Malaysia

The payment industry is set to see significant alteration in its value chain with the introduction of online payment. The online payment market which has grown in importance in recent years as a result of boom in the e-commerce market has resulted in the shift of customers from paper based payment mediums to online payment mediums. The consumer preferences are shifting towards transparency and flexibility as they are looking for better, more proactive solutions around life events.

Indian payment industry has witnessed sea change since the introduction of online payment as more and more consumers are shifting from traditional method of making payment i.e. paper based to the new payment methods like online bill payment and card based payment methods. The most preferred payment instrument for online payment in India is credit cards.

Chinese online payment industry has characteristics which are different compared to Indian online payment industry as its most preferred online payment instrument is remittance (debit transfer), collection (credit transfer) and collection with acceptance (debit transfer) market. Also its third party platform is highly competitive with 40 companies operating in it with razor thin margins and most of them are offering homogenous services.

Malaysian online payment industry is more advanced compared to India and China as its market has more advanced instruments like e-money which are not present in India and China at the moment. Also, it has higher internet penetration rate compared to India and China. Its most preferred online payment instrument is credit cards with internet banking being second most preferred medium of online payment.

The shift in the payment method in India, China and Malaysia is the result of increase in e-commerce activities, change in consumer preferences and increase in internet penetration as more and more population becomes tech savvy. Also, there are certain advantages of the online payment method over the traditional methods like low cost, time saving and ease of usage which have contributed towards this payment method shift.

This report analyzes the trends in online payment market in India, China and Malaysia. It analyzes the regulatory structure, competitive landscape and outlook in these countries. The report also discusses the demographic trends, online shopping patterns and online bill payment segment. The scope of study has been kept limited to the B2C and C2B segments of the online payment market therefore excluding segments like B2B.

For more information, please visit :
http://www.aarkstore.com/reports/Trends-in-Online-Payment-Market-in-India-China-Malaysia-34618.html
Or email us at press@aarkstore.com or call +919272852585

2009 Top Accounts Payable Outsourcing Vendors, Black Book Survey 2009 Results – Aarkstore Enterprise

In 2009, the Black Book APO Industry user survey investigates over 500 contracts held by 1500 of the top spending organizations and conglomerate corporations globally.
18 Key Performance Indicators (KPIs) or criteria are employed, scored on each respective vendor by client type and ranked on a 0-10 scale per KPI.
 Key Findings
 
Key Finding: Most Important Customer Satisfaction KPIs
 Client Relationship & Cultural Fit and Trust are the most important attributes influencing APO client satisfaction with their 2009 outsourcing providers.
 Key Finding: Vendor Dissatisfaction is uncommon in the AP Process Outsourcing Industry among Top Ranked Suppliers
 Strong dissatisfaction is uncommon in the Finance & Accounting sector of Accounts Payable, occurring in less than 7.5% of US client types, 10.3% of UK clients and 10.8% of International customers. US and Global corporations collectively experience only a 6.8% dissatisfaction rate.
 Key Finding: Comprehensive Services Vendor Arrangements from a Comprehensive/End-To-End APO Vendor produces the Highest Satisfaction Rates
 

Keywords
Outsourcing, outsourced, accounts, payable, APO, near-shoring, offshoring, cash, flow, fiscal, management, client, relationship, trust, cultural, high, growth, verticals, banking, capital, Insurance, Manufacturing, Travel, Transportation, Logistics, Healthcare, Telecommunications, Biotechnology, Pharmaceuticals, Energy, High, Technology, Education, Publishing, Consumer, Packaged, Retail, Media, Entertainment, AP, process, end-to-end, Document, Services, Transaction, processing, Disbursement, Services, Information, Exception, Utility, Bill,

More Information:
http://www.aarkstore.com/reports/2009-Top-Accounts-Payable-Outsourcing-Vendors-Black-Book-Survey-2009-Results-31075.html

The Future of Biobanks: Regulation, ethics, investment and the humanization of drug discovery – Aarkstore Enterprise

The Future of Biobanks: Regulation, ethics, investment and the humanization of drug discovery

Report Overview

Biobanks collect and store human biospecimens, playing a vital role in the development of novel drugs and diagnostics. In recent years, large population-based biobanks have been established which monitor the health status of participants over time to assess the natural occurrence and progression of common diseases. Hundreds of disease-based biobanks are located around the world, which are a valuable resource for biomarker discovery as well as for studying progression, mortality and responses to treatment.

‘The Future of Biobanks’ is a report published examines major trends in the biobanking industry and identifies the key initiatives to upgrade the biobanking infrastructure. This report explores the applications of biobanks and provides examples of how large sets of high-quality biosamples are creating new ways to diagnose, prevent and treat diseases. The activities of over 180 US biobanks are assessed to illustrate how the scale and scope of biobanking is changing. This report also evaluates the limitations of biobanks, in addition to reviewing the unique legal, regulatory and ethical issues that surround this new frontier of biomolecular research.

Key Findings

• A number of new, high-quality biobanks will accelerate the development of personalized diagnostics and therapeutics over the next decade.
• Increased co-operation between biobanks can advance this progression, although many scientific and political barriers must be overcome.
• An estimated $1bn has been invested in the biobanking industry within the last ten years. The first advances are expected to result in the improved treatment of cancer, and progression for a range of other common diseases will follow.
• Recently established biobanks have reached unprecedented levels of scale, particularly the Taizhou project in China. Studies conducted on the entire population of a country may soon be possible.
• At least 179 biobanks with 345,000 donors exist in the US, most of which were established in the last 10 years.
• As biotechnology companies’ biobanking assets mature in terms of the number of samples collected their R&D productivity and the number of products available for outsourcing will increase

Use this report to…

• Assess the strengths and limitations of biobanks and understand their scientific and commercial relevance with this report’s analysis of biobank-enabled targeted therapeutics and diagnostic/prognostic tests.
• Analyze growth in disease-based biobanks by using this report’s unique review of 180 US-based biobanks by disease type and gain insights into the collaborative networks that can leverage greater sample sizes.
• Evaluate major founder/national population biobanks and gain insights into private sector biobanking with this report’s examination of contract service providers, biomarker discovery companies, pharma collections and research collaborations.
• Review developments in the regulatory framework for biobanking and understand ethical issues including informed consent, withdrawal and ownership, confidentiality and commercialization.

Explore issues including…

• Biobanking expansion. The falling cost of genomic technologies is expanding the scale and scope of biobanking research. This has already resulted in the development of several new diagnostic tests that can improve risk assessment and treatment decisions.
• Potential for personalised medicine. Very few personalized medicines exist, but the creation of large sets of high-quality biosamples should widen the clinical application of new personalized products and services.
• Legal and ethical issues. Although the legal and ethical frameworks that govern biobanking are still evolving, many major issues such as ownership and commercialization are now largely addressed during the consent process.
• Cost of national biobanks. National biobanks have been established in several countries, although their value has been questioned. Conducting large-scale population studies requires significant investment, due to the extremely large collections of biosamples and data involved (including relevant medical history, lifestyle and environmental information).

Discover…

• Why are biobanks a critical resource?
• Which types of biobank are most common?
• What are the most common disadvantages of biobanks?
• Which major drug developers have invested in biobanks?
• What are the major uncertainties surrounding the future of biobanks?
• What growing trend could boost biobanking?
• When will the benefits of biobanking be realized?

For more information, kindly visit :
http://www.aarkstore.com/reports/The-Future-of-Biobanks-Regulation-ethics-investment-and-the-humanization-of-drug-discovery-13972.html

Global Security Software Market in Retail Industry 2008-2012 – Aarkstore Enterprise

Security software helps organizations achieve higher scalability in terms of data management and data operations. It’s features such as easy & protected access to content and ease of sharing content help organizations scale up their revenue. At present, organizations all over the world are undergoing a consolidation phase. This has led to the creation of huge data centers, which are managing complex information for enterprises. This data is termed as ‘knowledge’, and its security is of paramount issue for enterprises. According to a study, year 2008 witnessed a significant increase in security attacks by cybercriminals, whereas breaches through malwares and Trojans have increased by multi folds. Also, it has been found that a majority of the security breaches in 2008 was through internal resources.

Security issues are more prevalent in the retail industry wherein databases grow on a daily basis. Thus, security software that are protecting accessibility, integrity, and data transfer in organizations, are becoming a popular choice for such enterprises. Their easy to operate features, requirement specific solutions, and reliability have turned them as essential requirement for enterprises.

The report by TechNavio Insights forecasts the size of the Global Security Software Market in Retail Industry over the period 2008-2012. It segments the market into various geographic regions (representing the market size for each of these regions). Further, it discusses the key market trends, drivers and challenges of the Global Security Software Market in the Retail Industry, and profiles some of the key vendors of this Industry.

TechNavio Insights is a set of reports based on TechNavio – a market intelligence platform for the IT industry. It builds on the intelligence available within TechNavio, and leverages on the custom research experience of the ‘Technology Navigators’. TechNavio is built on years of experience of Infiniti Research in deep dive custom research and consulting for over 30 Fortune 500 companies and numerous large and mid-sized companies.

For more information, kindly visit :
http://www.aarkstore.com/reports/Global-Security-Software-Market-in-Retail-Industry-2008-2012-19489.html

Global Banknote Industry: An Analysis – Aarkstore Enterprise

Banknote industry is an integral part of an economy and the monetary policies of each country. As proved by the EURO, a currency can drive economic stability and economic and monetary integration within a region. Trying to replicate the monetary union of the Eurozone, ASEAN plus three countries, China, Japan and Korea are working towards bringing a common currency for East Asia.

The banknote industry and especially the production of banknotes used to be a very secretive and protected system. But with the gradual opening up of the industry and private players contributing in the production system, the industry has slightly moved away from its secretive stance. However, the participation of private paper mills is still very small as compared to the state owned mills. The banks are now outsourcing a large part of the distribution and recycling of cash to the private companies, cash-in-transit or professional cash handlers or sub-contractors. In fact, in 2012 the Euro production system is going to open up for the private players completely, providing a level playing field.

Apart from the competition within the private mills for contracts from the central banks, the industry itself is facing a tough competition from the payment cards industry. The growth payment cards are registering is attractive, although its country or region specific, but people are shifting towards non-cash based payments and in most countries this is even being encouraged.

The cash distribution system as well as banknote production system is complex. The base of banknotes is cotton and the process is quite lengthy and complex. The cotton used for banknotes is also different from the cotton fiber used by the textile industry. Then there are various security features which are embedded on the substrate used for banknotes.

But the efforts to make the banknote secure are not proving very fruitful as the problem of counterfeiting is growing globally. Therefore many countries have now adopted polymer banknotes. These polymer banknotes are said to be more secure, as many more security features can be added into it and it is also much more difficult to be forged.

This report analyzes the banknote industry from different perspectives. The report has tried to explain the various aspects involved in the production of banknotes and the cash distribution system. The system for issue of currencies and for monitoring the money flow in different countries has been explained. The various security features that are used to make a banknote secure are also discussed.

For more information, kindly visit :
http://www.aarkstore.com/reports/Global-Banknote-Industry-An-Analysis-2321.html

Welcome to Aarkstore Market Research Aggregation

We specialize in providing online market business information on market research reports, books, magazines, conference booking at competitive prices, and strive to provide excellent and innovative service to our customers. We are built on the premise that reading is valuable, capable of stirring emotions and firing the imagination. Whether you’re looking for new product trends or competitive analysis of a new or existing market, Aarkstore.com has the best resource offerings and the expertise to make sure you get the right product every time. 
 
http://www.aarkstore.com

Research Report on Chinese Private Banking Market, 2009

Private banking is derived from Swiss, specialized in the fortune management business of providing special financial services, promoting the cooperative value between commercial banks and customers and prolonging customer relationship value chains. The concept of private banking came out in China after 2005. In September, 2005, Swiss Friends Bank Co Ltd started its business in Shanghai and brought the concept of private banking to Chinese market. Since 2007, the profits of private banking were ten fold of other retail business. Therefore, more and more domestic banks began to involve in the private banking.

In recent years, many banks announced to set up their private banking centers. It is without doubt for these banks to occupy some rich men gathering places as their focuses, such as Beijing, Shanghai and Shenzhen etc. The customers of private banks from China Merchants Bank Co., Ltd grew by 35% than that in 2008. Compared with less than 0.02% private banking customers in the whole customers of China Merchants Bank Co., Ltd, the total assets of private banks accounted for more than 10%, the highest level in all commercial banks. The private banking of China CITIC Bank also rose fast in 2008. Now its customers of private banking are two thousand. The condition of private bank in China Merchants Bank Co., Ltd is 10 million Yuan (1.46 million USD), but China CITIC Bank is 8 million Yuan (1.16 million USD).

In 2007, Chinese private banking rose. Chinese funded banks mainly concluded Bank of China, China Merchants Bank Co., Ltd, Industrial and Commercial Bank of China Ltd, China CITIC Bank, Bank of Communications, Construction Bank of China and China Minsheng Bank etc. The foreign funded banks concluded Hong Kong and Shanghai Banking Corporation Limited
, Citi Bank, Bank of East Asia, Deutsche Bank Group, Swiss Friends Bank Co Ltd, BNP Paribas, Standard Chartered Bank and Edmond de Rothschild.

Chinese private banks are mainly located in the economically developed areas, such as Shanghai, Beijing and Shenzhen etc. foreign funded banks are in Shanghai and Beijing. Some Chinese funded banks, because of its local advantages, also set their private banks in big cities with huge customer potential, their business spreading a wide area.

By the end of 2008, Chinese millenaries were about 0.5 to 1 million. The reason for uncertain numbers is that Chinese millionaires were accustomed to investment in real estate, such as living houses and shops etc. they expected to benefit from revaluation in real estate, so the numbers fluctuated sharply. The definition of millionaire is that individual floating assets are more than one million USD Except housing.

The global financial crisis, stemmed from the sharp decline of American real estate market, seriously stroke the large European and American banks. Although most private banks escaped from direct hit, they were influenced by the financial fluctuation. The crisis made some investors to transfer their investment to more conservative products, leading to the profit reduction in some private banks.

Taking consideration of the infancy of local financial market, many riches are preferential to manage their fortunes offshore in previous Chinese emerging market. The foreign funded banks occupy the most part of market share. The occurrence of financial crisis makes Asia especially China become the minimal negative influential country and the safest market. In the future, Chinese rich families are even preferential to invest at home, which brings huge development opportunities for Chinese private banking.

In the developed countries, the success of private banking is inseparable with politics, society, economy and law, such as steady currency value, natural advantages of tax rate, long financial history, prosperity in financial market, steady bank systems, sound legal and confidential systems and massive rich experienced financial talents.

By contrast, Chinese private banking market, with huge market potential, needs perfection of supporting infrastructure in its infancy. Chinese private banking market mainly faces the following problems: strictly supervision of finance and the adoption of separate supervises models is unfavorable to the promotion of various businesses; Underdevelopment of financial market (regardless of business tools or means); lack of strong investment bank supports; shortage of necessary systems and organizational structures of private banks.

From the part of Chinese private banking, international financial crisis is not only strikes but also opportunities, on the one hand, the slowdown risk existence in the private banking market, on the other hand, the development opportunities of organizations and talents transferring to Chinese market.

As a whole, Chinese private banking market is still in its infancy and hugely demanded for customers. In two to three years, Chinese private banking market will rise explosively.

The author of this report made a profound investigation and investigation of Chinese private banking, and then wrote this report. Readers can obtain more following information:
- Present situations of Chinese private banking
- Analysis on the market demands of Chinese private banking
- Analysis on the foreign funded banks with private banking in China
- Analysis on the local banks with private banking in China
- Analysis on the factors affecting the development of Chinese private banking
- Analysis on the development trends of Chinese private banking
- Analysis on the influences of international financial crisis on Chinese private banking

For more information, kindly visit :
http://www.aarkstore.com/reports/Research-Report-on-Chinese-Private-Banking-Market-2009-12840.html

Report of Chinese Online Tourism Industry under International Financial Crisis, 2009

China’s position in the tourism development in the world has been rising, the fourth largest entry receiving country in the world and the largest exit tourist source country in Asia. From 2000 to 2008, the total revenues of Chinese tourism increased by 12.5% annually (by CNY). In 2008, China totally received tourists about 1.89 billion man-time, rising by 5.9% of last year, realizing the tourism revenues of 1.16 trillion CNY i166 billion USDj, increased by 5.8% of last year.

The slowdown of economy growth negatively affected the tourism, leading to the slowdown of growth rate, even negative growth, especially in entry tourism market, exit tourism market and hotel industry etc. By contrast, domestic tourism market and scenic resorts were less influenced by the slowdown of economy growth

With the spread of international financial crisis, the unfavorable influences had clearly showed in Chinese tourism.

In 2008, the market scale of Chinese online tourism market was only about 500 million USD, however, its annual growth speed reached to 50%. Because the total demands for the abroad tourism market declined, the cost pressure for online tourism providers accelerated. Chinese online tourist enterprises reduced the investment in advertisement and marketing so as to maintain their finance.

Chinese online tourism is obsessed by two problems: incapable of product standardization and risks in payment. Facing the fierce competitions, the tourist booking websites will take more consideration in the newer services and broader marketing channels in order to find their market in various categories.

For example, a new online tourist model-trip search is springing up, such as www.qunar.com., which had already entered Chinese online tourism market.

Under the international financial crisis, it is predicted that online tourist booking services will gradually permeate into traditional tourist market, even expand the services by the establishment of travel agents. Meanwhile, traditional travel agents will provide online tourist booking services for their customers. From a long run, the integrators will be the winners in the future. The integration of online and offline services for customers will possibly dominate the market. With the revenue reduction of booking market in the market share, the tourist products will become the fastest growth business in online tourist booking market. Besides, providing online tourist route will be the transfer direction for online tourist websites.

The author of this report investigated into Chinese online tourist enterprises, hotels, and online tourist customers to write the report citing abundant second-hand information.

More following information can be obtained in this report:
- Present Situation of Chinese Tourism
- Present Situation of Chinese Online Tourism
- Operations of the Major Chinese National-wide Tourist Websites
- Development Trends of Chinese Online Tourism
- Influences of International Financial Crisis on Chinese Online Tourism

For more information, kindly visit :
http://www.aarkstore.com/reports/Report-of-Chinese-Online-Tourism-Industry-under-International-Financial-Crisis-2009-12839.html

Report of Chinese Logistic Industry under International Financial Crisis, 2009

By the end of February 2009, Chinese government approved the Adjustment and Revitalization Plans of Modern Logistic Industry and emphasized the up-speed of modern logistic development and the establishment of modern logistic service systems, promoting other industries` development by logistic services. Chinese government listed the Adjustment and Revitalization Plans of Modern Logistic Industry in the ten revitalization plans almost unexpectedly, however it was comprehensive. The major reasons were as followed:

1 logistic industry is a fundamental industry providing services for other industries, the crucial part for the improvement of the whole economic operation efficiency.

2 At present, Chinese logistic industry develops at a low level and an enormous gap remains between Chinese and the developed countries regardless of hardware facilities or software management. For example, the logistic expense in China accounts for only about 18% in GDP, America less than 10%. About 12% of logistic expenses are used to the management, less than 5% in America.

3 The international financial crisis seriously stroke Chinese logistic industry. In the former half of 2008, because of the rising costs of fuel and labor and the influences of economic depression in the latter half, the whole environments of Chinese logistic industry were deteriorate. Many enterprises were closed with massive unemployment.

The government policies mainly focused on the long term development of Chinese Logistic Industry. From the part of present revealed contents, the approved logistic plans mainly focused on the long term development of Chinese Logistic Industry, such as speeding up the mergers and acquisitions and increasing investment in logistic infrastructure etc.

The author investigated into Chinese logistic industry, especially the influences of international financial crisis on Chinese logistic industry, and then wrote the report.

More following information can be obtained in this report:
-Development of Chinese Logistic Industry
- Short, Medium and Long Term Influences of International Financial Crisis on Chinese Logistic Industry
- Promotion Functions of Adjustment and Revitalization Plans of Modern Logistic Industry on Chinese Logistic Industry
- Major Foreign Funded Enterprises in Chinese Logistic Industry
- Major Local Enterprises in Chinese Logistic Industry
- Development of the Sub-sectors in Chinese Logistic Industry
- Investment Opportunities for Chinese Logistic Industry under International Financial Crisis
- Development Trends of Chinese Logistic Industry in Recent Years

For more information, kindly visit :
http://www.aarkstore.com/reports/Report-of-Chinese-Logistic-Industry-under-International-Financial-Crisis-2009-12837.html

Report of Chinese Iron & Steel Industry under International Financial Crisis, 2009

In 2008, the ironstones bought by Chinese iron & steel enterprises in the previous time were at a high expense, however, the market demands were depressed, leading to the decline in Chinese steel price, no profits for steel enterprises and consecutive losses of the steel industry. According to statistics, the yields of Chinese crude steel in 2008 were 500.9 million tons, increased by 2.4% of last year and a sharp reduction in growth speed. The yields of Chinese steel products were 584.88 million tons, up 3.4% of last year.

Affected by several factors, the total demands for steel products cut down in the world. From 2008, reduction in domestic demands and surplus of the yield capacity, the exports of Chinese steel products were impeded.

In 2008, Chinese enterprises dropped in production and price of steel products sharply. The whole industry got losses. By the end of 2008, more than half of the enterprises showed a deficit.

In order to cope with international financial crisis, from January to February of 2009, Chinese government issued ten adjustment and revitalization plans of major industries, including automobile industry, iron & steel industry, shipbuilding industry, textile industry, equipment manufacture, electronics and information industry, light and chemical industry and non-ferrous metal industry etc. The ten adjustment and revitalization plans of major industries not only promoted the development of each industry, but also promoted the development whole national economies.

In January, 2009, Chinese government issued adjustment and revitalization plan of iron & steel industry, including the replacement of lagging yield capacity, structural adjustment of steel types, the expansion of domestic demands and the duty adjustment so as to increase the exports of iron& steel products and the encouragement of mergers and acquisitions among enterprises etc, which clearly showed the determination Chinese government to support iron& steel industry.

By the end of 2008, Chinese government issued four-trillion-Yuan investment plans in large-scaled infrastructure constructions. With the influence of the plan, it is predicted that the annual demands for iron & steel products are above 30 million tons. The demands for iron & steel products are increased as well as the profitability. There was still opportunity in the field of mergers and acquisition in Chinese iron& steel industry. On the one hand, the asset value of Chinese iron& steel industry was in the historical lowest level, which provided good external condition for the asset mergers and acquisition. On the other hand, Chinese government put more money on the mergers and acquisitions among iron& steel enterprises, including capital supports. Although Chinese iron& steel industry cannot keep the previous growth speed in 2009 to 2010, it is predicted that the development speed will be slow in a whole but not slowdown.

The analysts of our company made a profound investigation into Chinese iron & steel industry and the enterprises by interviews with the purposes of helping the international and domestic iron& steel enterprises to tide over and cope with the challenges of international financial crisis through discovering opportunities in Chinese market.

Here we are extremely grateful for the valuable references and suggestions from Dr. Paul. Pan research expert in Chinese iron & steel market, who made a research on the prices and trends of steel products and ironstones for eight years.

Readers can obtain more following information:
- Present Production Situation of Chinese Iron & Steel Industry
- Demands of Chinese Iron & Steel Industry
- Development of the Major Sub-sectors in Chinese Iron & Steel Industry
- Imports and Exports of Chinese Iron and Steel Industry & the Trends
- Favorable Factors for the Development of Chinese Iron & Steel Industry
- Unfavorable Factors for the Development of Chinese Iron & Steel Industry
- Prediction on the Yields of Chinese Iron & Steel, 2009-2012
-Influences of International Financial Crisis on Chinese Iron & Steel Industry
- Operations and Development Strategies of Chinese major Iron & Steel Enterprises under International Financial Crisis
- Prediction on the Prices of Chinese Iron & Steel and Ironstone
- Short, Medium and Long Term Influences of Adjustment and Revitalization Plans of Iron & Steel Industry on Chinese Iron & Steel Industry
-Subsistent Opportunities for Chinese Iron & Steel Industry under International Financial Crisis

For more information, kindly visit :
http://www.aarkstore.com/reports/Report-of-Chinese-Iron-Steel-Industry-under-International-Financial-Crisis-2009-12836.html